Tips

Found 163 blog entries about Tips.

Human beings appreciate efficiency in all things. This trait has served us well, leading us to create streamlined equipment, processes, and techniques across every one of our endeavors. Now, it’s time to put our love of efficiency to use to keep our planet healthy, comfortable, and safe for as many vulnerable people as possible. 

The electricity we use to power our homes and the fuel we rely on to keep them heated and cooled is responsible for 20% of the greenhouse gas emissions that are warming our planet. That means that in addition to saving up to 30% on your energy costs, improving your home’s energy efficiency will contribute to a better world. 

To get started, we suggest that homeowners work through a home energy audit checklist. Home

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Any homeowner who loves to spend time outdoors, grill, picnic, and socialize with friends and family should consider adding an outdoor kitchen to their back yard. When executed well, an outdoor kitchen will boost your home’s value, and give you brand-new ways to enjoy your outside living area.

Outdoor kitchens in the US cost an average of $13k. The lowest end of the price range is $3k, while the high end can reach $40k. When you’re making this kind of investment into your home, it’s essential to nail both the design and the execution. Otherwise, you’ll end up with a space-hogging feature you aren’t excited to use. 

Today, we’re sharing tips for building an amazing outdoor kitchen. From initial plans to finishing touches, we have thoughts on

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Hardly a day goes by without news outlets throughout the world reporting the effects of climate change. Now, even regions previously thought to be decades away from any impactful fallout have been rocked by events like floods, wildfires, and hurricanes.

The science surrounding climate change is complex and often overwhelming for a layperson to analyze. What we do know is that the only way to prevent catastrophic eventualities is for humanity around the world, from billionaires to hard-working blue-collar folks to pull together and keep Earth’s temperature increase under 3.6 degrees Fahrenheit.

Today, we’d like to share seven ways to reduce your home’s carbon footprint. Overall, an individual’s carbon footprint is nearly impossible to accurately

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Many homebuyers don't know they can take a second mortgage on their homes. The first loan, the primary mortgage, is taken while purchasing a property. A second mortgage is a type of mortgage that lets you borrow against the value of the same property while your first loan is not fully paid. 

Knowing how second mortgages work can be beneficial in the future, especially when you need quick cash for an emergency, school fees, debt, and more. In this article, we’re going to break down how second mortgages work and when you might consider getting one.

What is a Second Mortgage?

A second mortgage is a type of subordinate mortgage obtained while a primary mortgage is still in effect. In cases of default, the proceeds from the home’s liquidation

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If you want to purchase a house for the first time but don’t have enough money for a down payment, getting a state or local down payment assistance program might be the best option.

We’re going to look at what down payment assistance programs are all about and how you could qualify for one.

What is Down Payment Assistance? 

Down payment assistance is any funding option or program that makes it easier for homebuyers to get the money they need for a down payment. Both public and government agencies offer these programs, usually as grants. They typically work by either providing the buyer the funds to cover the down payment or waiving the down payment requirements. 

Most of the time, you need to meet some specific income requirements to

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When you envision the process of selling your home and buying a new property, you likely imagine synchronizing the sale with the purchase so that both close at nearly the same time. Only a fortunate few homeowners enjoy this level of perfect serendipity. What usually happens instead is that either your buyer or the seller of your new home will complete their transaction well ahead of the other—in fact, one of the transactions may not have even begun before the other closes! With this possibility in mind, let’s examine the options available to you as you work to juggle the many complexities you and your buyer may face.

The advantage to being the seller whose home sells before you’ve purchased a new home is that you won’t have to be responsible for

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When you are preparing to purchase a home, it’s worth considering whether a single-family home or a condominium (or condo) will best suit your needs. Today, we’ll discuss the pros and cons of condos, who they’re best suited to, and how HOAs can both complicate and streamline your life as a condo owner. Read on for everything you need to know about condos.

Are You a Condo Candidate?

For first-time homebuyers searching for lower down payment options, condominiums can serve as an equity-building stepping stone toward traditional home ownership. Retirees looking for a way to downsize may also benefit from selling their larger homes and purchasing a condo for their golden years. Condominiums may also be constructed in urban centers, giving

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In the 2010s, minimalism and neutral colors dominated the landscape of interior design. Since 2020, though, many homeowners have begun to embrace their homes as an opportunity for self-expression. While we may not see a trend toward the total maximalism that was all the rage in the 1990s, we are noticing that homeowners want to be surrounded by sentimental (yet selective) décor pieces, colorful paintings, and textures and patterns that please their individual artistic sensibilities.

Still, there is a middle ground between filling every available space and intentionally leaving gaping swaths of negative space. If you’re attempting to navigate a transition from minimalism to cozy individualism, you may be wondering how to embrace clutter without the

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Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower your monthly mortgage payment. Check out this nifty guide to learn how they’re calculated so you can assess if purchasing mortgage points makes sense for your situation.

Mortgage Points: What are they?

Mortgage points, also known as discount points, are fees you pay your lender to reduce your interest rate when you purchase homes or refinance. You’ll give your mortgage lender cash upfront to reduce your interest rate for the life of the loan. 

Should You Buy Discount Points?

If you have the budget for buying points, the decision often comes down to

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Do you have plans to purchase a retirement house? It doesn’t matter if you’ve already retired or still have a long way to go before retiring. The perfect time to plan for your future home is now. 

This article will break down essential details that you’ll need to consider before buying your retirement home.

Should you buy before or after retiring?

Purchasing a retirement home well before retirement age has many benefits. Firstly, it’s easier to qualify for a mortgage while still having a job and the income to pay expenses. Secondly, you could put the house up for rent for profit –or at least to cover the monthly mortgage of the second home. 

Buying a home after retiring also has its perks. First, if you’re not sure where you want to

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